Amex Membership Rewards Transfer Partners: 21 Current Programs and Ratios

Amex had 17 airline transfer partners at the ratios below as of August 12, 2026.

The ratio shows Amex points first and airline points second. Every entry carries AwardMath’s corroborated verification tier.

American AAdvantage and United MileagePlus are not direct Amex transfer partners on this observed list. You may still be able to book their flights through an alliance partner, but only when the operating airline releases a seat to that partner.

Amex had four hotel transfer partners as of August 12, 2026.

A larger number of hotel points does not automatically produce more value. Hotel programs set their own award prices, and those prices can move independently of the Amex transfer ratio. Compare the points price with the refundable cash rate for the same room and dates.

The ratio tells you how many partner points you receive, not how much value you get.

A 1:1 transfer converts 1,000 Amex points into 1,000 partner points. The exceptions require more care:

The award price and cash charges matter more than the ratio alone. A 1:1 airline transfer can be poor if the program dynamically prices the flight at a high level. A reduced 5:4 transfer can still work if that program has access to the flight you need at a lower total cost.

The right partner is the program that can book your exact flight or hotel for the lowest useful combination of points and cash.

Start with the trip, not the transfer partner. Search the operating airline’s program and relevant alliance partners. Airlines often release only a limited subset of their award seats to partners, so seeing a flight for sale does not mean another program can book it. Some programs also add carrier surcharges or higher partner-booking fees that erase an apparent mileage advantage.

For Avios, compare Aer Lingus, British Airways, Iberia, and Qatar rather than assuming they will quote the same price or fees. For Star Alliance flights, compare Aeroplan, ANA Mileage Club, Avianca LifeMiles, and Singapore KrisFlyer when each program can access the seat. Their award rules, routing restrictions, cancellation terms, and cash charges differ.

Do not transfer merely because a program is exclusive to Amex or has a favorable-looking ratio. Transfer when the program has a bookable redemption you are ready to use.

Confirm the award on the loyalty program’s own website before moving any Amex points.

Award-search tools such as Seats.aero, PointsYeah, AwardTool, and point.me can narrow the search, but their coverage can be incomplete or cached. Treat a tool result as a lead. Reproduce the itinerary with the program that will issue the ticket, confirm the mileage price and cash charge, and only then transfer.

Transfers are generally irreversible, and transfer times can vary. A seat can disappear while points are moving. AwardMath verifies the transfer math, not live inventory.

The table lists base ratios observed on August 12, 2026, not temporary promotions.

A transfer bonus changes the short-term conversion rate without necessarily changing the underlying base ratio. For example, a July 2026 report described a temporary Hilton offer of 1:2.4 and later marked that offer dead. AwardMath observed Hilton’s base ratio at 1:2 on August 12, 2026, so 1:2 is the number used here.

Check the transfer page inside your Amex account for any targeted or limited-time bonus. Verify its end date and terms before relying on it, since published promotions can expire, return, or differ by account.